Mobile Banking

  • Solution:

  • Secure, easy-to-use, cost-effective mobile banking solutions

    V-Key has developed the world’s first virtual secure element: V-OS, which matches or improves on the security characteristics of hardware secure elements for cryptographic storage, processing and verification of user credentials, and multi-factor authentication of transactions.

    V-OS has been the subject of multiple rigorous penetration and stress tests by e-commerce players, government agencies, regulatory bodies and FinTech companies including Ant Financial Services Group. It has yet to be compromised, and in fact meets or exceeds standards previously reserved for hardware security solutions. As a result, V-OS provides a compelling frictionless solution for digital banking applications.

    CIOs and development teams should be aware that V-OS comes with a flexible and extensible software development kit (SDK) framework incorporating individualization and personalization capabilities for easy integration and securing of your mobile applications. V-OS can leverage an existing authentication server infrastructure or – with our PKI (Public Key Infrastructure) solution, which provides multiple additional benefits – replace it. Either way, deployment can be achieved at a fraction of the cost of existing hardware solutions.

    In addition, once deployed our solution provides Over-The-Air (OTA) updates, enabling on-going threat detection and incremental updates to the core V-OS functionality. This includes dynamic provisioning of personalized keys and cryptographic protections to ensure the highest levels of security.